Insurance is the contract which compensates insured for the future potential financial loss or damage caused by any event(s) beyond the control of the insured party. Today insurance has become the most important arrangement to secure against the future contingent losses. Under Insurance, insured chooses what loss to be protected from. There are lots of different types of insurance which covered almost all tangible things. Insurance Policy to be selected as per the purpose of the insurance. Insurance Policy is a document that contains all the detail about the nature of damage, event of claim, amount of compensation etc. Insurer calculates the premium amount to be paid by the insured on the basis of the probability of the event occurring. Amount of premium depends on the risk profile and value of the event insured. On the happening of the event, claim can be made only as per the terms and conditions of the policy.

Insurance company would be liable to pay only for the damage or loss occurred during the happening of an event beyond the control of the insured. In general insurance, the compensation is normally proportionate to the loss occurred. In case of life insurance, a certain amount is fixed as compensation. Some product insurance are compulsory by the virtue of the law.

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Life Insurance

A life insurance policy is a contract with an insurance company. In exchange...

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Health Insurance / Mediclaim

Health insurance is a type of insurance coverage that pays for medical...

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Auto Insurance

Auto insurance protects you against financial loss if you have an...

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Travel Insurance

An insurance product designed to cover the costs and reduce the risk associated with unexpected events during domestic...

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Home Insurance

You can choose to buy insurance for only the building (structure) of your home, or only the contents (belongings) or...

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